Undergraduate Health Insurance Requirements

 
Office of Financial Aid at MidAmerica Nazarene University

Undergraduate Health Insurance Requirements 2013-2014

Traditional Undergraduate Students

MidAmerica Nazarene University requires that all full-time undergraduate students (12 or more credits) must have health insurance or choose to waive the coverage.   
  • Students entering in the fall term will automatically be charged the prevailing Fall health insurance premium and enrolled in the health insurance plan. The premium covers the fall term.
  • Students entering in the spring term will automatically be charged the prevailing Spring health insurance premium and enrolled in the health insurance plan. The premium covers the spring and summer terms.
  • Health insurance is not automatically charged for the summer term but may be purchased on a voluntary basis directly through the company.

International Students

The United States Bureau of Citizenship and Immigration Services requires that all F-1 or J1 visa undergraduate and graduate international students, regardless of the number of credit hours enrolled, are required to have proof of health insurance, which includes coverage for health evacuation and repatriation. 
  • International students entering in the fall term will automatically be charged the prevailing Fall health insurance premium and enrolled in the health insurance plan. The premium covers the fall term.
  • International students entering in the spring term will automatically be charged the prevailing Spring health insurance premium and enrolled in the health insurance plan. The premium covers the spring and summer terms.
  • Health insurance is not automatically charged for the summer term but may be purchased on a voluntary basis directly through the company.

Explanation of Change

There is a provision in the Public Health Service Act and the Affordable Care Act, signed into law in 2010, which requires College and University Student Health Plans to meet certain minimum coverage requirements. As a result of the rules and regulations published by the United States Department of Health and Human Services on March 26, 2012 all Collegiate Student Health Plans must provide minimal limits of $100,000 per year and eliminate any sub limits for prescription drugs and wellness benefits.

The increase in benefits unfortunately also requires an increase in the annual premium cost previously covered from the General Fee charged each semester.  This year student health insurance cost will outside the General Fee and be $472 for the Fall term period and $652 for the Spring/Summer term period for undergraduate students.  Students who have other coverage available or who choose to decline this coverage will be able to waive out of the student health insurance plan.

The new federal healthcare laws require parents’ health care provide coverage for dependent up to age 26, so we encourage our students to investigate that possibility as an alternative to the student health insurance.  Students should also explore their eligibility for public health benefits before deciding whether or not to waive out of the student insurance program.

Health Insurance Waiver

Students who have other coverage or students who choose not to use this health insurance can deduct the amount of the health insurance from their bill, providing the online Health Insurance Waiver Form is completed no later than the waiver deadline of September 25, 2013 for the Fall and February 12, 2014 for the Spring.  When the form is submitted and a student is enrolled full-time, a credit will be posted to the student's account. The Waiver Form will not be available after the waiver deadline.

Please use only the electronic version of this waiver form. Modified print versions and/or faxes will not be accepted. If a waiver is submitted in the Fall, a student does still need to resubmit a waiver in the Spring at the time of registration for classes.

All full-time registered students who have not submitted a waiver by the published waiver deadline will be enrolled in the group health insurance plan administered by United Health Care.  Students will then be responsible for payment of the premium charged to their account.

Part-time Students and Full-Time/Part-Time Dependents

The College insurance plan is also available for part-time students. Enrollment is through the Student Accounts Office before the waiver dates mentioned above.  Once the Student Accounts Office is notified, the premium charge will appear on a student’s term bill.  Please email studentaccounts@mnu.edu to be included in the semester enrollment.

Dependents of students taking this health insurance can be added via the United Healthcare site.

NOTE: If a full-time student drops down to a part-time status, the Health Insurance charge will automatically be removed from the student’s account. However, if a student uses the insurance prior to removal of the coverage, the Student Accounts Office will manually charge the student’s account at the part-time rate, which is a significantly higher charge.

Enrollment Dates

Fall enrollment: August 1, 2013 to December 31, 2013
Spring enrollment: January 1, 2014 to July 31, 2014
Summer enrollment: May 1, 2014 to August 1, 2014 Students must enroll directly with the company if not covered through Spring enrollment.

NOTE: Permanent ID cards will be issued to students for the fall term once the College submits a roster to United Health Care on September 26, 2013. However, if a student needs immediate medical attention, please contact Herb Albertson in the Cashier's Office at 913.971.3504. Arrangements will be made with United Health Care to issue a temporary ID card.

Spring enrollment: The roster is scheduled to be sent to United Health Care on February 13, 2014. However, if a student needs immediate medical attention, please contact Herb Albertson in the Cashier’s Office at 913.971.3504. Arrangements will be made with United Health Care to issue a temporary ID card.

Issuing a temporary ID card only applies if a student’s term bill is paid or if a student has an authorized deferment authorized by the Cashier’s Office.

United Health Care

Review plan brochures and enrollment materials, I.D. cards (temporary & permanent), check the status of an existing claim, locate healthcare provider information, gain access to the Student Health Zone, and obtain forms and information about our customer and claims services.

MNU Student Insurance First Risk Advisors 2013 Brochure

The University reserves the right to change costs, dates and procedures at its discretion.

Contact Student Financial Services

Address
Attn: Student Financial Services
Campus Center Building
2030 E. College Way
Olathe, KS 66062

Phone: 913.971.3298
Fax: 913.971.3482
Email: finaid@mnu.edu

Office Hours
8 a.m. to 5 p.m., Monday through Friday

The MNU School Code is 007032